Business Security Challenges in a Changing Environment

Over recent times there have been many damaging data breaches. The result is that protecting sensitive information is now viewed as having a very high priority across many organizations. The potential costs that can be incurred, including legal penalties, damaged reputations, and lost customers are so high that to lay the entire responsibility of data security on the IT department is to bury the corporate head in the sand. It is imperative that the problems are addressed across the entire organization. One of the difficulties is that businesses exist within…

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Why diversity is so good for the workplace

Diversity in the workplace has become a buzz term that many business owners seek to understand so that they can implement it. However, it may go beyond simply hoping for more diverse candidates come to you; sometimes you have to actively seek out diverse employees. Why should any business owner be interested in making the effort? Here’s why diversity is so good for your business–and bottom line financial management. What is diversity? Before you embark on a mission to increase diversity in the workplace, it’s important to understand what it is.…

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What Percentages of My Income Should go to Savings, House Payments, Groceries, etc?

No matter what kind of money person you are: a saver, a spender, an investor or a gambler, you need a budget to ensure that you stay on track with your money. A budget is what underlies any successful money management plan, regardless of whether you live paycheck to paycheck or bring in over six figures. Believe it or not, budgeting isn’t really about limiting your access to your money; it’s all about getting to know where your money goes. And yes, it’s about keeping things real when it comes…

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Can A Boss Help Save Money On A Mortgage?

Most people recognize that keeping up a good relationship with their boss is important for their job security.  What many people don’t recognize is how important a strong relationship with an employer is for life outside of work.  The way a boss thinks of you as a worker and as a person benefits your income, your career, and even helps you buy a home. When workers plan to change their work environment, a reference letter from the boss is one of the most valuable documents available when heading into a…

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A Return of the Retro Scammers

In this digital age, many of us worry about online scams and fraud. ‘Phishing’ and scam emails are a familiar sight to anyone with an email account, and research for Fraud Prevention Month in 2012 put the UK as the worst hit country in Europe for identity theft. However, while we’re all busy worrying about memorising dozens of different ‘strong’ passwords, and checking that websites are secure, there’s been an increase in some of the more traditional scams of less technologically advanced times. The BBC has reported cases of door-to-door…

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How to Stay on your Boss’s Good Side

Getting and staying on your boss’s good side doesn’t mean you’re a “brown-noser.” In fact, being on your boss’s good side means you are more likely to perform better and be more productive at work, according to a new study in the Journal of Business Ethics. Here are some ways you can become an office superstar: Go above and beyond – Don’t just do your job, go the extra mile. Don’t be afraid to work on things that may seem outside of your job description. This can be a learning…

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Understanding your SME Energy: The Electricity Switching Process

As a business owner, it’s your prerogative to be in charge of the expenses and in doing so, you have the opportunity to save a fortune by taking into consideration several things. Ask yourself some questions; are you doing all you can to save on your energy consumption, or do you think you could do more? Do you think you’re paying too much for your gas and electricity? Is there anything you can do to reduce the bills? While changing the way in which you operate your business, such as…

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Money, Money, Money 

How to Use Credit Cards and Avoid Debt

  Credit cards offer many advantages: They are an absolute necessity for online shopping, are more secure than cash, and help build a credit history necessary to get a car loan or mortgage. However, they infamously trap many users in a cycle of unmanageable debt. How then to use credit cards without falling into crippling debt? The trick to credit cards is to use them wisely. The number one way to keep from accumulating credit card debt is to pay off the entire balance every month. If can’t pay off…

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Getting Along With That Co-Worker, The One Who…

Your co-worker, you know the one who needs a cubicle archaeologist to free important paperwork from beneath coffee stained mugs; the one who spends all her time talking (loudly) on the phone to her boyfriend about her plans for the night; the one who insists on running his yogurt spoon against his teeth every morning before you’ve even fetched a cup of coffee; the one who always has an opinion but never pitches in constructively; the one who smells of your second grade teacher’s perfume. Yes, that’s the one. We…

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Saving Enough for Retirement

Saving for your retirement is essential. If you are planning to someday stop working altogether, then you have to figure out exactly what that age may be, and how much money you will need to save in order to survive without working. Often, people who are in their 20’s and 30’s think that they’ll have a long time before they retire, and putting money away isn’t something they need to do just yet. They may have everyday expenses, or even a family to take care of, and can’t spare any…

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