Money, Money, Money Archives - Page 6 of 6

What are the Benefits of Commercial Banking?

November 13, 2013March 4, 2021 What Your Boss Thinks

Commercial banking is related to banking with business owners and business accounts and can be a great asset to have in your financial arsenal. Typically, commercial banking occurs within a traditional bank, but there is a department focused on commercial endeavors. Commercial banking includes payroll processing, financial planning, commercial lending, and other business-related banking matters. There are several benefits related to commercial banking for both the banking institution and the business consumer. Commercial banking makes many of the financial aspects related to running a business more convenient. Business owners can…

Make Extra Cash by Selling Old DVD’s, CDs, and Video Games!

November 6, 2013December 23, 2013 What Your Boss Thinks

While cleaning out my car, I found not one but two CD storage cases full of CD’s. Thumbing through them, I realized that I listened that I had totally forgotten about those CD’s, and yet I listen to most of them quite regularly. Every CD in both cases was already loaded either onto my phone or MP3 player, and the discs had been slid under the seats and completely forgotten about. And what was I supposed to do with them now? Well, considering I had no real need for the…

Business Security Challenges in a Changing Environment

August 22, 2013December 31, 2014 What Your Boss Thinks

Over recent times there have been many damaging data breaches. The result is that protecting sensitive information is now viewed as having a very high priority across many organizations. The potential costs that can be incurred, including legal penalties, damaged reputations, and lost customers are so high that to lay the entire responsibility of data security on the IT department is to bury the corporate head in the sand. It is imperative that the problems are addressed across the entire organization. One of the difficulties is that businesses exist within…

What Percentages of My Income Should go to Savings, House Payments, Groceries, etc?

July 23, 2013September 21, 2017 What Your Boss Thinks

No matter what kind of money person you are: a saver, a spender, an investor or a gambler, you need a budget to ensure that you stay on track with your money. A budget is what underlies any successful money management plan, regardless of whether you live paycheck to paycheck or bring in over six figures. Believe it or not, budgeting isn’t really about limiting your access to your money; it’s all about getting to know where your money goes. And yes, it’s about keeping things real when it comes…

A Return of the Retro Scammers

June 27, 2013September 21, 2017 What Your Boss Thinks

In this digital age, many of us worry about online scams and fraud. ‘Phishing’ and scam emails are a familiar sight to anyone with an email account, and research for Fraud Prevention Month in 2012 put the UK as the worst hit country in Europe for identity theft. However, while we’re all busy worrying about memorising dozens of different ‘strong’ passwords, and checking that websites are secure, there’s been an increase in some of the more traditional scams of less technologically advanced times. The BBC has reported cases of door-to-door…

Money, Money, Money

How to Use Credit Cards and Avoid Debt

June 3, 2013April 1, 2017 What Your Boss Thinks

Credit cards offer many advantages: They are an absolute necessity for online shopping, are more secure than cash, and help build a credit history necessary to get a car loan or mortgage. However, they infamously trap many users in a cycle of unmanageable debt. How then to use credit cards without falling into crippling debt? The trick to credit cards is to use them wisely. The number one way to keep from accumulating credit card debt is to pay off the entire balance every month. If can’t pay off…

Saving Enough for Retirement

May 22, 2013June 10, 2014 What Your Boss Thinks

Saving for your retirement is essential. If you are planning to someday stop working altogether, then you have to figure out exactly what that age may be, and how much money you will need to save in order to survive without working. Often, people who are in their 20’s and 30’s think that they’ll have a long time before they retire, and putting money away isn’t something they need to do just yet. They may have everyday expenses, or even a family to take care of, and can’t spare any…

How to Get a Raise at Work

April 29, 2013April 26, 2013 What Your Boss Thinks

These days, everyone would like to get a raise at work. But in today’s economy, what’s the best way to do that? First of all, you have to make yourself a very valuable asset to your company. You need to do your job well, have good attendance and punctuality. But what else can you do to set yourself apart from your co-workers? Take the Initiative Completing tasks that are assigned to you by your superiors is important. But it is also important to show some initiative on the job. If…

Ask Your Boss: How To Negotiate a Job Offer

December 3, 2012September 21, 2017 What Your Boss Thinkscareer, how to, job offers, negotiating

Negotiating a salary is scary for some, and easy for others. Most of us choose to forgo negotiating. I, personally, always dreaded this part of job interviews, even though I love to bargain. From a boss’s point of view I have to admit that I am always interested to see if a candidate will bring up a question about money. Right off the bat, I will tell you this: do not discuss money until a job offer is made. Otherwise, I (as a boss) lose respect for you.

Ask Your Boss: How Do I Tell My Manager About a Job Offer?

October 11, 2012September 21, 2017 What Your Boss Thinksadvice about your boss, career, how to, job offers, resigning, salary

Let’s be honest, you are going to tell your manager about this job offer because you want a counter offer, some sort of monetary acknowledgment of your value to the company. You like your job, you just want more money, right? So to answer your last question, I am going to say “yes.” There is a very strong possibility that your manager will think that you are trying to extort a raise by threatening to leave.